對於個人旅遊的旅客，我們強烈建議在出發前購買旅遊保險。這可以確保在旅程中遇到意外情況時，您能夠得到適當的保障和支援。
對於參加旅行團的旅客，所有負責該團體的旅行社都會為旅客購買團體旅遊保險。這種保險通常包括旅遊期間的意外傷害、疾病醫療費用、行李損失或延誤等方面的保障。
如果您參加團體遊覽，遊覽車公司通常會為乘客購買乘車的意外保險，以確保您在乘坐遊覽車期間的安全。
同樣地，如果您使用合法的司機導遊或包車接送服務，服務供應業者也會為您購買乘車的意外保險，以確保您在接送過程中的安全。
然而，如果旅客參與的活動不在旅遊保險的承保範圍內，我們強烈建議旅客另行購買與該活動相關的保險，以確保在活動中的安全和保障。 

For individual travelers, we strongly recommend purchasing travel insurance before departure. This ensures that you have proper coverage and support in case of unexpected situations during your journey.
For travelers participating in organized tours, all responsible travel agencies for the group will purchase group travel insurance on behalf of the travelers. This type of insurance typically covers aspects such as accidental injuries, medical expenses for illnesses, lost or delayed luggage, and more during the travel period.
If you are joining a group tour, the tour bus company usually provides accidental insurance for passengers to ensure your safety during the bus rides.
8啪Likewise, if you are using legitimate driver-guide or chauffeur services, the service providers will also purchase accidental insurance for you during the transportation to ensure your safety.

However, if the activities you participate in are not covered by the travel insurance, we strongly recommend that you separately purchase insurance related to those activities to ensure safety and protection during the activities.